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When given the choice, I'll go for nude. But clothes do bring their own charm in the fetishes they can bring. Nah, when it comes to being overrated, sex on the beach is what comes to mind. Sandy vagina does not make for a good experience.
why would I sacrifice my leather getup? I kinda feel like I need more than just a safeword,should it go the way it's not meant to be...imagine being a dominatrix,and all you have in hand is either a whip or paddle,not wearing concealing masks,leather cat-suits,or kinky police getups,nothing...would that still make a dominatrix?
In porn (both animated and live action) I think it's perfectly fine since it's more about what you like seeing. In fact I'd say I might have a slight preference to have a few clothing articles intact rather than just completely nude, though both are good obviously.
In real life sex, ....yeah it's definitely not really practical in some instances. I remember trying to have sex with minimal clothing (because we were both a bit self conscious about being naked for the first time) but we ended up stripping everything towards the end since what we were wearing just felt restrictive.
Though the more I think about it, I do kind of reflexively cringe whenever there's tight jeans or business suits involved, because I find them uncomfortable to wear. I have a fetish for tight office skirts and latex, but those must feel so itchy and uncomfortable to shoot in, lol.